Greater Home and Auto Insurance

Providing Greater Home, Auto, & Personal Insurance

“If time is important to you, it’s important to us!”

About Us

We are an

Independent Insurance Agent

When it’s time to purchase insurance, you deserve to work with a team that has your best interests at heart. At Greater Home & Auto Insurance LLC, we are very meticulous about providing policies that meet your unique needs. Turn to us for policies that include everything from home insurance, auto insurance, renters insurance, or insurance for your RV, boat or golf cart. We have three locations; two in Ocean Springs, and one in Winter Haven, Florida. If you are unable to make it to one of our offices, we are also able to take care of your needs via phone from anywhere in the state.

What We Offer

Homeowners Insurance

House insurance is a necessity, not a luxury. You need to protect what is likely your biggest investment. With our help, you pay a fair price that offers the property insurance coverage you need. Our agency is here to assist you in finding comprehensive policies for your home, as well as any other property you may own. This includes everything from a business building to church property.

Flood insurance

Separate from homeowner’s insurance, but equally important, is flood insurance. We sell policies through the National Flood Insurance Program. Let us explain the policy options and how they work. Living near the water as we do, you or those you know have likely experienced flooding. To be prepared for this possibility, our agents want you to have the most comprehensive coverage you can.


The safest way to care for your golf cart is to have it insured! There are many reasons for this.  Do you stay on the course or does your cart find its way onto public roads? What if you want to take a ride around the beach at sunset? Or drive it in a local parade? Maybe take the family to dinner on a quiet street downtown and enjoy the calm of a breezy ride? Every time you drive your golf cart, you face potential obstacles and dangers. Is your cart speed modified? Does it have built in safety features like seatbelts, 5 way mirrorsor  turn signals?  If you drive in RV parks, on public roads, or even on your own property, your needs are going to vary. Remember, most cities require golf cart drivers to have a valid license and current insurance policy. Let us help you stay safe and legal by providing you with a policy catered to your needs. 

Auto Insurance

Are you looking for an affordable auto insurance policy? Everybody is. Since it is something you must have in order to be a driver, it’s important to have insurance that offers excellent protection at reasonable rates. Our agents take the time to get to know you so we can present the best options in a simple, straightforward way. Whether your family needs to add drivers or a new vehicle, we work with you to adapt your coverage, so you are ready for every twist and turn down the road.

Builders Risk Insurance

Are you building or renovating? Builders Risk is used to cover your property during the construction process.  It is designed to protect your insurable interest in fixtures, materials, and/or equipment being used for renovation or construction. Coverage typically applies  to property at the construction site and to property at off-site storage locations. Because every construction project is different, no two builders risk policies are alike. We can find the right coverage for your specific needs. 

BOAT, RV, Watercraft and ATV Insurance

More than homes and vehicles, we also insure boats, watercraft, RVs, and ATVs. In fact, if it can move, we can insure it! Enjoy your time out on the water, on the trails, or on the open road with peace of mind — knowing that your vehicle is completely covered by an excellent policy.


Come see us!

Find the right coverage for you and your family.

Contact us today for great deals on homeowner’s insurance coverage.